Our Loan Products
Find the perfect loan solution for your needs
Personal Loans
Get instant personal loans in Navi Mumbai, Mumbai, Thane & Raigad from Kokan Finance. Quick, affordable, minimal documentation. Apply now!
Benefits
- Quick approval and disbursal: Get funds often within 24-48 hours.
- Affordable interest rates and flexible tenure.
- Minimal documentation, with options for salaried & self-employed.
- Covering all major regions: Navi Mumbai, Mumbai city, Thane district and Raigad region — local service and support.
- No collateral required (unsecured loan) so you can access funds without pledging assets.
Eligibility Criteria
- Age: 19-55 years (self-employed can be up to 65).
- Residence in Navi Mumbai/Mumbai/Thane/Raigad with valid address proof.
- Good credit history (we also consider moderate scores, inquire now).
Required Documents
- Identity proof (PAN card / Aadhaar)
- Address proof (utility bill / rental agreement)
- Latest salary slip OR ITR + business proof
- Bank statement last 3-6 months
- Passport-size photograph
Business Loans
Grow your business with flexible business loans in Navi Mumbai, Thane & Raigad. Kokan Finance offers fast approvals & tailored support for SMEs.
Benefits
- Loans up to large amounts with flexible repayment.
- Tailored solutions for SMEs, start-ups and established businesses.
- Localised support — our team in Navi Mumbai & Thane understands regional business challenges.
- Quick documentation and decision-making when you need capital fast.
Eligibility Criteria
- Registered business (government, partner, LLP, proprietorship, partnership or Pvt Ltd) operating for minimum 1-2 years.
- Annual turnover meets lender criteria.
- Bank statements for last 12 months.
- Directors/owners age 21-65 years with valid ID & address.
Required Documents
- Business registration certificate (GST/Shop Act)
- ITR/Profit & Loss for last 1-2 years
- Bank statements last 12 months
- KYC of owners/promoters
- Collateral or personal guarantee may be required depending on loan size
Home Loans
Own your dream home in Mumbai, Navi Mumbai, Thane or Raigad with Kokan Finance home loans. Competitive rates & hassle-free process.
Benefits
- High loan amount eligibility for residential properties in Mumbai region.
- Competitive interest rates with flexible tenure options up to 30 years.
- Expert local support: understanding of Navi Mumbai suburbs, Thane & Raigad areas.
- Transparent process: no surprises, full guidance from start to finish.
Eligibility Criteria
- Applicant age 21-65 years at loan sanction.
- Salaried or self-employed with stable income & proof of property.
- Property must be located in Mumbai, Navi Mumbai, Thane or Raigad region.
- Good credit track record & sufficient repayment capacity.
Required Documents
- Identity & address proof
- Salary slips/ITR/business statements
- Property documents: sale agreement, title deed, NOC (if applicable)
- Valuation report by lender’s approved valuer
- KYC of co-applicant (if any)
Vehicle Loans
Finance your new car or bike in Navi Mumbai, Mumbai, Thane or Raigad with Kokan Finance vehicle loans. Easy approvals & flexible terms.
Benefits
- Competitive interest rates for cars and bikes.
- Flexible tenure with manageable EMI options.
- Fast review and approvals for newer vehicles.
- Dedicated service in Navi Mumbai and surrounding areas.
Eligibility Criteria
- Applicant 21-65 years old.
- Salaried or self-employed with stable income.
- Vehicle must be registered in Mumbai region; valid quotation.
- Good repayment history preferred.
Required Documents
- Identity & address proof
- Salary slips/ITR/business statements
- Vehicle quotation, invoice pro-forma
- Bank statements last 3-6 months
- Passport-size photo
Gold Loans
Unlock quick funds against your gold in Navi Mumbai, Mumbai, Thane & Raigad at low interest rates. Trusted gold loan partner – Kokan Finance.
Benefits
- Instant processing and disbursal of funds.
- No credit check often required since the loan is secured by gold.
- Continue using your pledged gold after approvals (based on policy).
- Region-wise support with local branches in Navi Mumbai, Thane & Raigad.
Eligibility Criteria
- Applicants aged 21–65 years.
- Ownership of gold jewellery to pledge (hallmarked preferred).
- Valid identity and address proof.
- Residence in Navi Mumbai, Mumbai, Thane, or Raigad.
Required Documents
- Identity proof (PAN / Aadhaar)
- Address proof
- Gold jewellery details (weight and purity)
- Recent passport-size photograph
Education Loans
Fund your higher studies in India or abroad with education loans from Kokan Finance. Serving Navi Mumbai, Mumbai, Thane & Raigad regions.
Benefits
- Coverage for tuition fees, books, travel, and living expenses.
- Competitive interest rates with a flexible repayment start date.
- Support and guidance throughout the application process.
- Local presence ensures personalised service for students in the Mumbai region.
Eligibility Criteria
- Student or guardian must be a resident of Navi Mumbai, Mumbai, Thane, or Raigad.
- Confirmed admission in a recognised institution in India or abroad.
- Valid KYC documents and active bank account details.
- Co-applicant (parent/guardian) with stable income is required.
- If any colletral of property need value xyz.
Required Documents
- Admission letter or fee invoice from the institution
- Identity and address proof of student and co-applicant
- Latest mark sheets and academic qualifications
- Bank statements of the co-applicant
- Passport and visa (for overseas studies)
Project Loans
Secure financing for your construction or expansion project in Thane, Raigad & Navi Mumbai with Kokan Finance Project Loans. Custom solutions for you.
Benefits
- Large-ticket finance for long-term project requirements.
- Flexible repayment schedules aligned with project cash flow.
- Localised expertise in Navi Mumbai, Thane, and Raigad markets.
- Transparent process with a detailed walkthrough from sanction to disbursement.
Eligibility Criteria
- Project proponent or company with a clear and viable business plan.
- Land or property located in Navi Mumbai, Thane, or Raigad region.
- Valid project approvals (if required) with bankable financial projections.
- Promoter with good credit profile and prior project execution experience preferred.
Required Documents
- Project plan, business model, and estimated project cost
- Statutory approvals and NOCs (if applicable)
- Identity and address proof of promoters
- Bank statements and financials of company/promoter
- Property or land documents along with valuation reports
Balance Transfer Loans
Looking to reduce EMIs? Transfer your existing loan balance in Navi Mumbai, Mumbai, Thane or Raigad to Kokan Finance. Simple, cost-effective.
Benefits
- Lower your EMI by transferring to a better interest rate or tenure.
- Consolidate multiple loans into one manageable EMI.
- Expert local assistance in the Mumbai region for a smoother process.
- Improved cash flow and greater peace of mind.
Eligibility Criteria
- Existing loan(s) with other lenders in Navi Mumbai, Mumbai, Thane, or Raigad.
- Good repayment history or a valid reason for loan transfer.
- Applicants aged 21–60 years (self-employed up to 65 years).
- Valid KYC documents and income proof.
Required Documents
- Existing loan statement and balance certificate
- Identity and address proof
- Bank statements for the last 3–6 months
- Latest salary slips, ITR, or business income proof
- Completed application form for loan transfer
Loan on Aadhar & PAN
Quick loans on Aadhaar & PAN in Navi Mumbai, Mumbai, Thane & Raigad. Minimal documentation. Get approved fast at Kokan Finance.
Benefits
- Very minimal documentation required.
- Quick eligibility check based on Aadhaar and PAN.
- Ideal for urgent needs without traditional heavy paperwork.
- Localised service across Navi Mumbai, Mumbai, and surrounding districts.
Eligibility Criteria
- Indian resident aged 21–65 years (self-employed up to 70 years).
- Valid Aadhaar and PAN cards.
- Minimal income proof such as salary slips or freelance bank statements.
- Residence in the target region including Navi Mumbai, Mumbai, Thane, or Raigad.
Required Documents
- Aadhaar card
- PAN card
- Bank statement for the last 3 months
- Recent photograph
- Basic KYC documents (address proof if required)
